Antwort Which insurance to buy in Germany? Weitere Antworten – Which health insurance is best for Germany

Which insurance to buy in Germany?
Best Health Insurance Companies in Germany

  • Techniker Krankenkasse (TK)
  • AOK.
  • Barmer.
  • DR-Walter.
  • Feather Insurance.
  • DAK Health.
  • AXA.
  • Allianz.

Private health insurance offers more flexibility and personalized plans. Insured individuals can tailor their coverage according to their preferences and requirements, selecting specific benefits and services that suit their healthcare needs. Risk-based premiums.Anyone living in Germany should consider taking out personal liability insurance (private haftpflichtversicherung). This covers injury or damage to other persons or their property. You can get single person coverage or choose to cover additional members of your family.

Which insurances are mandatory in Germany :

  • Health insurance: Compulsory for everyone who stays in Germany for more than three months.
  • Automobile insurance: Compulsory for vehicle drivers in Germany.
  • Personal liability insurance: Not compulsory but indispensable for a safe everyday life.

Is 65000 a good salary in Germany

A good annual gross salary in Germany is between €64,000 to €81,000.

What is the most popular insurance in Germany : The most popular health insurance provider among German consumers was AOK in 2023. Some 45 percent of respondents stated that they liked the insurer.

Cheapest health insurance funds available nationwide

Health Insurance Contribution rate Maximum contribution
HEK – Hanseatische Krankenkasse 15,30 % 791,78 €
BKK VerbundPlus 15,35 % 794,36 €
R+V Betriebskrankenkasse 15,40 % 796,95 €
BKK ProVita 15,49 % 801,61 €


We are a statutory health insurance fund. Many people are insured with us.

What kind of insurance is TK

We are a statutory health insurance fund. Many people are insured with us. That means: They pay money to TK. The money is called contribution.69,300€ per year

If you are an employee, and you earn more than 69,300€ per year (before taxes), you can choose public or private health insurance. Your employer will pay half of your insurance. If you are an employee, and you earn less than 69,300€ per year (before taxes), you can't choose private health insurance.To reach the top 1 percent of earners, you would need a monthly take-home salary of 7.190 euros. This is equivalent to an annual net income of almost 86.000 euros, after taxes, or an annual gross salary of around 150.000 euros.

A salary between €64,000 and €70,000 gross a year is considered a good salary in Germany. For a single person, this means roughly €40,000 to €43,000 euros net a year or between €3,300 and €3,600 euros net a month.

Which is the cheapest car insurance in Germany : Third-Party Liability (Mandatory)

The third-party liability insurance is the simplest type of car insurance in Germany and therefore the cheapest form. This classic car insurance covers: Compensation for the victim of an accident.

How much should I pay for health insurance in Germany : Costs of Public health insurance in Germany

Social security contributions for public healthcare insurance (GKV, Gesetzliche Krankenversicherung) is set at 14.6% of an employee's gross salary, made up of a 7.3% contribution from the employer and 7.3% contribution from the employee.

Is tooth filling covered by TK

Yes, TK will cover the cost of dental checkups, and will also contribute towards the costs of fillings and caps, crowns, and denture fittings if required.

A salary between €64,000 and €70,000 gross a year is considered a good salary in Germany. For a single person, this means roughly €40,000 to €43,000 euros net a year or between €3,300 and €3,600 euros net a month.A good annual gross salary in Germany is between €64,000 to €81,000.

Is 75k EUR a good salary in Germany : A good annual gross salary in Germany is between €64,000 to €81,000.