Antwort What is the finance rate of ECB? Weitere Antworten – What is the main financing rate for ECB

What is the finance rate of ECB?
Key ECB interest rates

The interest rate on the main refinancing operations and the interest rates on the marginal lending facility and the deposit facility will remain unchanged at 4.50%, 4.75% and 4.00% respectively.Fixed rate interest rates set by the ECB 2008-2023

After July 2022, the ECB increased its fixed interest rate almost monthly. As of December 2023, the rate was 4.5 percent, the highest since the global financial crisis in 2007 and 2008.4.00%

ECB Deposit Facility Interest Rate (I:ECBDFIR)

ECB Deposit Facility Interest Rate is at 4.00%, compared to 4.00% yesterday and 2.50% last year. This is higher than the long term average of 1.27%.

Why does ECB have 3 interest rates : As their names suggest, the three key ECB rates are monetary policy instruments used by the ECB to have an impact on the granting of loans and to regulate inflation in the Eurozone. The main role of the ECB is not to lend and banks only turn to the ECB when they don't find any liquidity in the interbank market.

What is the difference between Euribor and ECB interest rates

While ECB interest rates apply to borrowing and lending between individual commercial banks and the ECB, Euribor rates apply to transactions among commercial banks themselves and are determined by supply and demand, without any direct involvement of the ECB.

What is current interest rate : Current mortgage and refinance rates

Product Interest Rate APR
30-year fixed-rate 6.967% 7.051%
20-year fixed-rate 6.925% 7.032%
15-year fixed-rate 6.186% 6.322%
10-year fixed-rate 6.083% 6.288%

Current mortgage and refinance interest rates

Product Interest Rate APR
30-Year Fixed Rate 7.01% 7.06%
20-Year Fixed Rate 6.84% 6.89%
15-Year Fixed Rate 6.46% 6.54%
10-Year Fixed Rate 6.31% 6.38%


Will interest rates continue to rise in Ireland The latest European Central Bank survey of professional forecasters predicted that the ECB interest rate to stay at 4.5% in the first half of 2024 before falling to just over 4% by the end of 2024.

What is the Euribor rate now

Euribor Current and historical Euribor interest rates

04-11-2024 04-10-2024
Euribor 1 week 3.876 % 3.879 %
Euribor 1 month 3.879 % 3.854 %
Euribor 3 months 3.906 % 3.912 %
Euribor 6 months 3.862 % 3.830 %

Current is a neobank, a nonbank financial technology company that relies on a partner bank to provide FDIC insurance for customers' deposits. Accounts are accessed primarily through the Current mobile app. Current offers a rewards debit card, plus an interest rate of 4.00% on its Savings Pods.Best High-Yield Savings Accounts of April 2024

  • EverBank Performance℠ Savings: 5.15% APY.
  • Bask Interest Savings Account: 5.10% APY.
  • LendingClub High-Yield Savings Account: 5.00% APY.
  • Varo Savings Account: 3.00% to 5.00% APY.
  • Laurel Road High Yield Savings®: 5.00% APY.
  • Quontic Bank High Yield Savings: 4.50% APY.


Best High-Yield Savings Account Rates

  • Evergreen Bank Group – 5.25% APY.
  • CFG Bank – 5.25% APY.
  • Upgrade – 5.21% APY.
  • EverBank (formerly TIAA Bank) – 5.15% APY.
  • RBMAX – 5.15% APY.
  • Bread Savings – 5.15% APY.
  • Popular Direct – 5.15% APY.
  • Western State Bank – 5.15% APY.

What is the ECB rate forecast for 2024 : Respondents expected the ECB's MRO rate to fall to 4.25% in the second quarter of 2024, before falling further to 3.5% by the end of the year. The mean forecast implies expectations of a first rate cut in the second quarter of 2024.

What is the 12 month Euribor rate : Euribor 12 months 12-month Euribor interest rate

Date Rate
04-08-2024 3.673 %
04-05-2024 3.656 %
04-04-2024 3.663 %
04-03-2024 3.648 %

Who has 5% interest rate

Savings accounts with at least 5% interest

Savings Account APY
CIT Bank Platinum Savings 5.05% APY on balances of $5,000 or more; 0.25% APY on balances under $5,000
Salem Five Direct eOne Savings 5.01% APY
Laurel Road High Yield Savings® 5.00% APY
Wealthfront Cash Account 5.00% APY


Learn more: Interest rate vs. APR

Product Interest Rate APR
30-Year Fixed Rate 7.06% 7.10%
20-Year Fixed Rate 6.88% 6.93%
15-Year Fixed Rate 6.61% 6.69%
10-Year Fixed Rate 6.37% 6.46%

As of April 2024, no banks are offering 7% interest rates on savings accounts. Two credit unions have high-interest checking accounts: Landmark Credit Union Premium Checking with 7.50% APY and OnPath Credit Union High Yield Checking with 7.00% APY.

Can you get 7% interest savings account : While no financial institutions currently offer savings accounts with 7% interest, a few accounts that meet similar criteria are available. These include one high-yield checking account with an APY that exceeds 7.00% and several high-yield savings accounts.